How Two Teachers Tackled $111,000 in Debt with Allison Baggerly

#066: In today’s episode, I’m talking with former teacher and founder of Inspired Budget, Allison Baggerly. Finding herself newly married with hefty debt, pregnant, and facing astronomical daycare costs, Allison knew something had to change. We’re talking about how easy it can be to be unaware of the future impact of debt, how Allison learned to separate emotions and spending, and why budgeting is not a one-size-fits-all move you make.  (03:51) Which of Allison's fears was a driving factor in making a change (9:14) Allison’s key strategies for curbing emotional spending (14:15) How she and her husband lived differently as teachers as they tackled their debt (17:48) What it was like to make that very last debt payment (25:40) Why tracking your finances unlocks freedom from debt (42:43) Chelsea’s Top Takeaways   Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/allison Family Money Values Template: https://smartmoneymamas.com/family-money-values-template/