Disagreeing With Dave

I love Dave Ramsey! My wife Melissa and I have had an opportunity meet him a couple times. He teaches so many good things. We've loved his books his seminars and his recorded teachings. There is one point that I disagree with though. On every purchase whether it be a service or product you and your spouse should ask does the warranty make sense? I don't believe that we should always get a warranty nor should we never get a warranty. Sometimes warranties will save you many dollars in the long run. Look for value in warranties on high cost items. Some of these items include refrigerators, dishwashers, flooring, and other high end electronics.