EP. 67 What can impact your ability to get a mortgage? Afterpay debt affecting your mortgage?

It is becoming more difficult to get a mortgage from a bank. With inflation, rising interest rates, banks increasing their test rates, record house prices, you need all the help you can get. On this week's episode of Cheques & Balances, Mortgage Broker, Mike Vincent answers some very important questions regarding getting a mortgage in New Zealand. Did you know your afterpay can impact your ability to get a mortgage? That credit card limit you haven't even used can impact your ability to get a mortgage! Do credit scores affect your ability to get a mortgage? James Blair and Mike Vincent are Directs at Lighthouse Financial in New Zealand and have been in financial services for over 20 years combined. Hosted on Acast. See acast.com/privacy for more information. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.